We have created a range of calculators that simulate different situations so you can see how different approaches could help you achieve your goals.

Calculator and link Description
Retirement gap calculator Is there a gap in your retirement savings? Our retirement gap calculator can show you how much you'll need for the lifestyle you want. You can adjust expected investment returns to see how your investment strategy affects your balance. Why not find out how your plans are tracking?
Savings calculator Saving can help you reach your goals. And, once you get in the habit of saving, you won’t even miss the money but you’ll soon reap the rewards of achieving your goals. Our calculator projects how much your savings will be worth over a period of time so you can work out how much you will need to save. It also lets you change your details so you can compare the results and see the difference that saving a little extra can make.
Salary sacrifice calculator Salary sacrifice is a strategy whereby you can 'sacrifice' some of your pre-tax salary to your super fund. Not only does this strategy help increase your super savings, it could also reduce the amount of tax you pay.
Budget spreadsheet Click to download the excel spreadsheet Where does all your money go? Does there seem to be an endless stream of bills and expenses but not enough money? One of the first steps to planning for a secure financial future is understanding how you spend your money. Easier said than done, but with a little bit of discipline you’ll be surprised to see how all the little things add up. Knowing how you spend your money will help you to pay off debts, save and invest for the future. Don’t just live for today, plan to enjoy tomorrow as well.

Take a look at our Budget spreadsheet. There is a simple and a comprehensive version to help you plan no matter what your circumstances are.

The calculators are a planning tool only. They will not provide exact answers as your personal circumstances have not been considered. It’s a good idea to discuss your objectives with your Bridges financial planner who can then develop appropriate strategies to meet your individual needs.