We have created a range of calculators that simulate different situations so you can see how different approaches could help you achieve your goals. Calculators are a good way to help you start planning; you can get a general idea of what does and doesn’t work for you. The calculators are a planning tool only. They will not provide exact answers as your personal circumstances have not been considered. It’s a good idea to discuss your objectives with your Bridges financial planner who can then develop appropriate strategies to meet your individual needs.
Retirement gap calculator
Is there a gap in your retirement savings? Our retirement gap calculator can help you compare how much you have and how long it will last, compared to how much you'll need for the lifestyle you want. You can also adjust the level of expected investment return so you can see how your investment strategy also affects your balance. Why not find out how your plans are tracking.
Saving regularly can help you reach your goals. And, once you get in the habit of saving regularly, you won’t even miss the money but you’ll soon reap the rewards of achieving your goals. Our calculator projects how much your savings will be worth over a period of time so you can work out how much you will need to save. It also lets you change your details so you can compare the results and see the difference that saving a little extra can make.
Salary sacrifice calculator
Salary sacrifice is a strategy whereby you can 'sacrifice' some of your pre-tax salary to your super fund. Not only does this strategy help increase your super savings, it could also reduce the amount of tax you pay.
Where does all your money go? Does there seem to be an endless stream of bills and expenses but not enough money? One of the first steps to planning for a secure financial future is understanding how you spend your money. Easier said than done, but with a little bit of discipline you’ll be surprised to see how all the little things add up. Knowing how you spend your money will help you to pay off debts, save and invest for the future. Don’t just live for today, plan to enjoy tomorrow as well.
Take a look at our Budget spreadsheet. There is a simple and a comprehensive version to help you plan no matter what your cirucmstances are.