Financial planning guides
Financial planning advice is ‘lifetime advice’. To help you gain a general understanding of certain concepts and the application of simple strategies, we have developed a series of educational guides to help you through every stage of your life.
For more information, please contact your Bridges financial planner. If you don’t already have one, please call us on 1800 645 303 and we can put you in touch with a Bridges financial planner near you.
All guides have been reviewed and updated to reflect legislation current at 20 March 2013.
Aged care
| Name | Format | Size |
|---|---|---|
| Aged Care | PDF File | (933.9 KB) |
Borrowing
| Name | Format | Size |
|---|---|---|
| Managing debt | PDF File | (64.4 KB) |
| Understanding gearing | PDF File | (68.9 KB) |
Centrelink
| Name | Format | Size |
|---|---|---|
| Understanding Centrelink payments and entitlements | PDF File | (78.8 KB) |
| Calculating Centrelink payments | PDF File | (77.9 KB) |
Estate planning
| Name | Format | Size |
|---|---|---|
| Estate planning | PDF File | (64.2 KB) |
| Nominating a reversionary beneficiary | PDF File | (68.7 KB) |
Investing
| Name | Format | Size |
|---|---|---|
| Capital Gains Tax Explained | PDF File | (65.0 KB) |
| Dollar cost averaging explained | PDF File | (69.6 KB) |
| Investment Risk Profiles | PDF File | (151.5 KB) |
| Model portfolios | PDF File | (61.8 KB) |
| Risk versus return | PDF File | (62.5 KB) |
| Saving and investing – the fundamentals | PDF File | (66.9 KB) |
Redundancy
| Name | Format | Size |
|---|---|---|
| Facing a redundancy? | PDF File | (67.0 KB) |
Retirement planning
| Name | Format | Size |
|---|---|---|
| Transitioning to retirement | PDF File | (74.0 KB) |
| What is an annuity? | PDF File | (58.0 KB) |
| What is a re-contribution strategy? | PDF File | (68.4 KB) |
| Managing longevity risk | PDF File | (65.4 KB) |
Risk insurance
| Name | Format | Size |
|---|---|---|
| Managing your personal risk | PDF File | (63.7 KB) |
| Life insurance explained | PDF File | (64.9 KB) |
Superannuation
| Name | Format | Size |
|---|---|---|
| Accessing your super | PDF File | (69.1 KB) |
| Account-based pensions | PDF File | (66.6 KB) |
| Choosing the right super fund | PDF File | (76.7 KB) |
| Consolidating your super | PDF File | (66.9 KB) |
| Contributing to super | PDF File | (73.5 KB) |
| Defined Benefit Schemes | PDF File | (57.1 KB) |
| Package your super and pay less tax | PDF File | (67.5 KB) |
| Salary sacrifice or Government super co-contribution | PDF File | (69.2 KB) |
| Self-managed superannuation funds | PDF File | (65.8 KB) |
| Splitting superannuation contributions | PDF File | (64.7 KB) |
| Superannuation: understanding the basics | PDF File | (66.2 KB) |
| What is a binding death benefit nomination? | PDF File | (61.7 KB) |
| Make your salary go further – package it! | PDF File | (71.8 KB) |