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Is your
retirement lifestyle
on target?
Use our calculator to find out if your retirement savings are on track to meet the retirement lifestyle you want
ENTER
ABOUT YOU
YOUR LIFESTYLE EXPECTATION
YOUR RESULTS
NEXT STEPS
RETIREMENT LIFESTYLE CALCULATOR
What's the retirement lifestyle calculator all about?
The retirement lifestyle calculator is based on the ASFA Retirement Standard which benchmarks the annual budget needed by Australians to fund either a comfortable or modest lifestyle in retirement... read more
ABOUT YOU
My name is [your name].
I am [your age] years old, and want to retire when I am [age you wish to retire] years old.
I earn [your annual salary] per annum before tax and super, and have a super balance of [your super balance].
I contribute [your before tax contribution] before-tax and [your after tax contribution] after-tax per year to my super account.
[I will not be taking a career break before retiring].
[I have a partner].
[I] have [your investment assets] of assets outside my super.
I [want] to include the age pension in the calculations.
My investment strategy is [your investment strategy before retirement] before retirement and [your investment strategy in retirement] in retirement.

We won't keep any of your information and we won’t send you any marketing material. If you provide your email address or make an appointment with a Bridges financial planner, we will of course have to record your contact information.

NAME'S RETIREMENT CALCULATOR
ABOUT YOU
INTRODUCTION
YOUR LIFESTYLE EXPECTATION
YOUR RESULTS
NEXT STEPS
Let’s take a few moments to think about how you envisage your retirement
To start click on
Step 1 – ‘The retirement lifestyle you expect to have’
STEP 1
The retirement lifestyle
you expect to have
 
STEP 2
Your results
are you on target
 
STEP 3
Your results
what actions can you take
 
Back
Next
NAME'S RETIREMENT LIFESTYLE
ABOUT YOU
YOUR LIFESTYLE EXPECTATION
YOUR RESULTS
NEXT STEPS
Take a few moments to think about the lifestyle you envisage for your retirement. For each of the categories below, select the level of comfort you envisage for your home, food, leisure, transport and health care. When you have completed all five categories, click 'Next'.
Your home
Food
Leisure
Transport
Health care
Your Home
Click to select the option that suits you, then complete the next category.
Includes building and contents insurance rates, home improvements, repairs and maintenance, electricity and gas bills, telephone and internet.
Modest
Allows for small home improvements, modest rates and bills and a standard home telephone and internet package.
Comfortable
Allows you to renovate your kitchen or bathroom at some stage, pay the additional costs for the comfort of air conditioning and bundle your home phone and internet at a moderate rate.
Comfortable Plus
Allows you to renovate your home or complete your home’s landscaping, pay the additional costs for the comfort of air conditioning and bundle your home telephone, mobile and internet at the highest rate.
Includes groceries and other food.
Modest
Purchase basic groceries and fresh food from your supermarket each week.
Comfortable
Purchase basic food items and occasionally buy gourmet food and alcoholic beverages.
Comfortable Plus
Purchase basic food items and regularly buy gourmet food and alcoholic beverages.
Includes dinners out, memberships, TV subscriptions, cinema, plays, sport, holidays, clothing, household goods and services, hairdressing and household appliances.
Modest
Allows in-home entertainment including DVDs and books plus local sporting and recreational activities with an occasional camping trip away. Rarely eat out, buy modest clothes and household goods.
Comfortable
Allows for TV subscriptions, sports memberships occasional trips to the cinema/ theatre and occasional domestic holidays away. Eat out from time to time, buy nice clothes and household goods.
Comfortable Plus
Allows you to purchase sporting memberships and specialist sporting gear such as golf clubs and fishing equipment. Go to the cinema/ theatre regularly and the occasional overseas holiday away. Eat out regularly, buy brand name clothes and household goods.
Includes car running costs and public transport.
Modest
Allows you to catch public transport and use country coach or train services for longer distances.
Comfortable
Allows you to purchase a reasonable car that you can efficiently run and maintain.
Comfortable Plus
Allows you to purchase a new car that you can efficiently run and maintain.
Includes health insurance, chemist and medical costs.
Modest
Covers basic level private health insurance and allows you to purchase necessary medicines and pay for doctor’s appointments.
Comfortable
Covers top level private health insurance and allows you to purchase necessary medicines and pay for doctor’s appointments.
Comfortable Plus
Covers top level private health insurance plus optional extras (such as naturopathy services or remedial massage) and allows you to purchase necessary and preventative medicines as well as cover specialist appointments.
CALCULATE
NEXT
STEP 2
Please select your comfort level for each of the five categories of Your home, Food, Leisure, Transport and Health care and then click calculate.
 
 
 
 
 
Pension 
Modest 
Comfortable 
Comfortable Plus 
Your Retirement Lifestyle 
Back
Next
NAME'S RETIREMENT LIFESTYLE RESULTS
ABOUT YOU
YOUR LIFESTYLE EXPECTATION
YOUR RESULTS
NEXT STEPS
settings
The chart below shows your projected super account balance compared to the lifestyle you envisage for your retirement.

You can go back and change your selections in the 'about you' and 'your lifestyle expectation' to see how it affects your results. For instance, would you consider retiring when you're older? Or, perhaps you're willing to sacrifice comforts in some areas of your life?
 
 
 
 
 
 
Pension lifestyle 
Modest lifestyle 
Comfortable lifestyle 
Comfortable Plus lifestyle 
Your preferred retirement lifestyle 
Your projected super balance 
You are on track!
 
How long will your money last in retirement?
 

NEXT
Pension 
Modest 
Comfortable 
Comfortable Plus 
Your Retirement Lifestyle 
Back
Next
NAME'S RETIREMENT CALCULATOR
ABOUT YOU
INTRODUCTION
YOUR LIFESTYLE EXPECTATION
YOUR RESULTS
NEXT STEPS
Pension 
Modest 
Comfortable 
Comfortable Plus 
Your Retirement Lifestyle 
Back
Next
ABOUT YOU
YOUR LIFESTYLE EXPECTATION
YOUR RESULTS
NEXT STEPS
Your next steps

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Email report
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First name *
Surname *
 
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To discuss and understand what the results mean for you please make an appointment with a Bridges financial planner.
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Which financial institution were you referred from?
 
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