Financial advice makes a difference

Research by the Financial Services Council showed people who received financial advice were almost $100,000 better off at retirement*.

In today's world of changing legislation and volatile financial markets, most people find it difficult to know how, when and where to invest their hard earned money.

You see your lawyer for legal advice and your accountant for tax advice, but what about all the other financial areas that you might need help with? You want to make sure you make the right decisions, especially about something as important as your financial future.

That's where a financial planner can help. A financial planner will help you look at your whole situation to ensure that the financial decisions you make set you on the right path to achieving your goals, both in the short and long term.

Ask yourself these questions:

  • What are your goals in life and do you have a plan in place to achieve them?
  • Do you want to invest in shares or need advice on what investments would suit your individual situation?
  • Do you have adequate insurance to protect you, your family and your income?
  • Do you know if you qualify for any Centrelink entitlements?
  • Will you have enough super to live the retirement lifestyle you've been dreaming about?
  • Do you need advice about tax-effective ways to use or invest an inheritance or other sum of money?

Advice from a Bridges financial planner can help you feel comfortable with the decisions you make. Start planning today and see the difference it can make.

Benefits of advice

A financial planner provides you with valuable assistance in planning for your future and managing your wealth. The benefits of financial advice are numerous and far greater than simply recommending where to invest. A financial planner gives advice on:

  • Budgeting and managing debt
  • Wealth accumulation and investment strategies
  • Tax-effective  investing
  • Superannuation and retirement strategies
  • Social security entitlements
  • Protecting your family with insurance
  • Wills and estate planning.

Their advice gives you:

  • Relief and reassurance - you now have a financial strategy in place
  • Confidence and satisfaction – you are making the most of your situation and a professional is looking after your interests
  • Peace of mind – you can sleep at night knowing you are on the right track.

Changing situations

As your situation changes throughout your life, so will your needs and objectives. Your portfolio should be reviewed periodically, so that your strategy can be adjusted accordingly. Similarly, with any other changes that are beyond your control, such as changes in laws or the world economy, your strategy should be reviewed as necessary.

Bridges financial planners are supported by a specialist in-house research team who analyse local and global market activity and provide reports and regular updates on different investment options.

Just like your doctor, lawyer, or child's teacher, your financial planner can help you make sure you are making the most of your financial situation.

Click here to see how a financial planner helped Pam and Ray with their investments and more.

Case studies

To find out more make an appointment with a Bridges financial planner.

* The 'Better off with savings advice', 16 February 2011, research shows that a 30 year old would save an additional $91,000, a 45 year old would save an additional $80,000 and a 60 year old would save $29,000 more than those without a financial adviser.